Corporate Finance is one of the most active and successful divisions of our company mainly addressing the entrepreneur and companies’ management with assets between EUR 1 million to 30 million.

       The services provided by the Corporate Finance Division are included in a package that best fits your needs of information, identifying weaknesses, opportunities and identifying solutions so we can get the results you expect following this collaboration. Each package is carefully tailored to your specific business, the areas of interest for managers and also to the problems identified.

       We apply the experience accumulated in the banking system to provide our clients best quality expert advice in segments such as guarantees and risk analysis and moreover restructuring the existing loan portfolio. We are committed to maintain, as until now, the quality standard and commitment towards the client to the same standards that we assured the economic participants in the region.

       In this respect we have maintained and developed relationships with key local and international banking lenders to be able to find the best suited products for every customer.

       Corporate Finance Division’s staff members have adequate training in financial analysis, risk analysis, project management, strategic management, financing, restructuring, public acquisitions, audit, accounting, marketing, logistics, so the advisory services provided to be appropriate to your needs, aiming to reduce and even eliminate certain risks inherent to any business.

Services	Description
I.Advisory in the current business of the company
Diagnostic Analysis	a)SWOT analysis b) setting strategic objectives c) transposing financial and accounting information in Executive Report d) solutions to improve the internal flows, methods of remedial and increase of business efficiency
Cash flow	a) efficient utilization of company’s liquidities b) solutions to improve cash flow c) offering solutions for short-term investment cash excess (including negotiations with bankse)
Current relationship with partners	a) analysis of borrowers and setting customer credit limits b) interrogations of CIP, RECOM, insolvency bulletin and existing litigations c) analysis of existing clients’ structure and set up of optimal portfolio d) monitoring the collection of receivables, overdue customers’ management (including their notification)
II. Consultancy in opportunity analysis in beginning a new business / making new investments
	a) preparing the business plan emphasizing material resources, human resources necessary for project implementation b) project manager c) advisory in structuring financial resources for the whole business/ new investment d) advisory in raising funds for implementing investment projects e) calculating, through suitable mathematical modeling models, of the main indicators of profitability, return on investment (NPV, IRR, ROE, ROA, etc.) and their interpretation
III. Dealing with banks (and other lenders)
	a) consultancy in contracting banking products and services, including negotiating and monitoring the relationship with partner banks b) consultancy on specific loan documentations c) consultancy in optimizing the loans portfolio, through:         - identifying potential lenders, negotiating the offers submitted by the banks         - preparing loan documentation         - preparation business plan / feasibility study         - negotiation of contractual terms